Enrolling with National Fidelity Financial is your first step to becoming debt free. Our mission at NFF is to educate our client to the options currently available to them. Each client is handled in a different way because each situation can have its own set of circumstances. Once you’re enrolled in one of our programs, you will be one step closer to financial freedom, with a monthly payment that is affordable.
Debt Management Plans offered at NFF help our clients become debt free in 3 – 5 years. This is achieved by creditors offering lower interest rates through our DMP program (Debt Management Plan). By negotiating lower interest rates with their existing creditors this allows much more of their payment to be applied to the principle instead of the majority of their payment being eaten up by the interest. Our clients end up becoming debt free in a fraction of the time they would have otherwise.
Debt Settlement is a plan to renegotiate the amount of debt you owe so that the amount paid is less than that owed, yet is accepted as full payment of the debt. Our goal is to negotiate the balances that you currently have with each of your creditors and gain you the best possible settlement. Creditors typically settle for less than what is owed if the client has a true financial hardship. Creditors have come to understand that if the client can not truly afford to re-pay the debt, debt settlement may be the only alternative to filing bankruptcy.